Profile and risk · a few questions, then the stress tests
Dividends, month by month
Pro
€1,940 a year
JFMAMJJASOND
Dividends · what the portfolio pays, and when
Inside the portfolio
62% Equities
24% Bonds
8% Cash
6% Commodities
And the top 10 companies, even inside your ETFs.
Analysis · classes, regions, sectors, currencies
MiradorAI, the snapshot
It only talks about finance. It shows you what's in your portfolio and, when a page explains it better, takes you there.
MiradorAI · on your portfolio
What should I do with my biggest holding?
It weighs 18%: on its own it moves almost a fifth of the portfolio. What to do with it is for you and an adviser to decide; I show you the snapshot.
Open Profile and risk
A snapshot, not advice. For advice, an adviser: soon in the Experts section.
02
Net worth and work
Everything you own, in one number
€420,159
net worth, debts already subtracted
41% Investments
38% Property
9% Pensions
7% Cash
5% Valuables
Debts −17%
Net worth · accounts, home, pensions, debts
The rules of your country
50 rules, each with its official source
Spain19–30%
France31.4%
Germany€1,000 a year
United Kingdom£20,000 a year
United States0–20%
The country's taxes · official sources, with dates
What your work is worth
What you own€420k
Your work, until retirement€1.1 million
Often, the biggest capital is you.
What my work is worth
03
Your plan
When you can stop working
Pro
58
holds in 3 stress tests out of 3
the plan, against bad luck
FIRE in your country · with the official pension estimate
And if you change course?
the age you stop, before and after
You buy a home+2 years
Kids at university+1 year
Part-time+3 years
Decisions · tested on the same path as your plan
04
Every day
Where the money goes
Income€3,200
Spending€2,560
Left over€640
31% Home
17% Groceries
9% Transport
8% Leisure
5% Health
10% Other
20% Saved
Spending and income · from your bank statements, every month
Five minutes a day
Goals and time horizonLesson of the day3 min
What ETFs are4 min
Costs and taxes4 min
Learn · short lessons, and MiradorAI explaining
What you'll find
Enter a figure once. It feeds everything.
Import in a minute
A photo of your bank's page or your transactions spreadsheet. Mirador reads the rest.
Risk profile
What kind of investor you are, and whether your portfolio matches.
The country's taxes
50 rules, from ISA and PEA to 401(k), each with its official source.
Spending and saving
Where the money goes, and what's left for the plan.
Family archive
What your family needs, encrypted, for a person you trust.
Learn, with MiradorAI
Short lessons and an assistant that explains, without advising.
Privacy first
Your numbers stay yours.
Separate dataNobody sees anyone else's profile.
Encrypted, in the EUOn disk too, on a server in Italy. The family archive, entry by entry.
MiradorAI, only when you askTo explain plans and charts it gets years, months and percentages. Photos and files you ask it to read are sent in full, amounts included, to providers in the United States.
Statistics only if you wantIn groups of at least 5, with no names. Today they never leave Mirador.
You decideDownload all your data or delete your account, whenever you like.
Where the numbers come from
Public sources. Cited page by page.
Official pension estimatesSeguridad Social, Info Retraite, DRV, GOV.UK, SSA
Tax authoritiesAEAT, Bercy, Federal Ministry of Finance, HMRC, IRS
MarketsPrices and exchange rates, every evening
Banca d'Italia · ISTAT · INPSIf you choose Italy
Questions
Before you join.
What is Mirador?
One place for investments, accounts, home, pensions and debts. Mirador shows where you stand today, how much risk you take and when you could stop working, with the rules of your country.
Does Mirador tell me what to buy?
No. Mirador is an information tool, not financial advice: it doesn't recommend securities to buy or sell, and it has no products to sell you. It shows you the numbers; the choices stay yours.
How much does it cost?
Mirador has a free part and Mirador Pro, which adds dividends, financial freedom, market comparison, advanced analysis and couple's net worth. Pro is free for 30 days, then costs €5.99 a month or €59 a year.
How do I join?
Today Mirador is reserved for people who receive an invitation. The public version is coming very soon: request access and you'll be among the first in.
Where is my data?
On a server in Italy, encrypted on disk too. Every account is separate, and nobody sees anyone else's profile. You can download all your data or delete your account whenever you want.
What does MiradorAI see?
Only what it needs, when you ask. To explain plans, charts and your portfolio it gets years, months and percentages. Photos and files you ask it to read are sent in full, amounts included, to providers in the United States.
Can I load my bank's portfolio?
Yes, from any bank: a photo of the portfolio page, or the Excel or CSV file of positions or transactions. Mirador recognises the securities, and you check everything before saving.
Does it work on my phone?
Yes. Mirador opens in your phone's browser and can be added to the home screen, like an app.
Understand your money. No ads, no products to sell you.
Today you join by invitation only. The public version is coming very soon. For now the invitation email is in Italian.
